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From Sarees to Savings: Radha’s Journey
I never thought I’d have a bank account of my own. For years, managing fi nances felt like something beyond my reach. My husband, a rickshaw driver in Thane, earned just enough to keep us going. But without any savings or a plan, it always felt like we were treading water.
Before the Financial Education sessions, I had no understanding of budgeting or saving. Most of my husband’s earnings were spent impulsively. Street vendors selling sarees and household items would knock on my door, and I’d buy without thinking. I didn’t see this as a problem until the sessions helped me reflect on my spending.
The discussions among other mothers made me think. We talked about savings for emergencies, children’s education, and healthcare. That’s when it struck me — my habits were holding us back. The facilitators explained how small savings, done regularly, could build up over time. They also stressed the importance of having my own bank account, something I’d never considered.
At first, my husband was resistant. He didn’t think it was necessary for me to have an account. But the Pratham team engaged with him, explaining how a second account could help us save. With their support, I gathered the necessary documents and opened my first bank account.
Today, I deposit small amounts every month. For the first time, I feel a sense of control and independence. My husband, seeing the difference it’s made, now supports me. Other mothers in our community, inspired by my journey, are opening accounts too. This change has given me more than just financial stability — it’s given me confidence and the power to dream bigger for my family.
